Liberty Learns Money

9Books in the series

3+Ages it starts working

2,500Advisors & families reached

$0Cost to your classroom

How it started

It started with an encyclopedia and a stack of dollar bills.

1

My grandfather's table

My first memory of money is sitting at his house with the encyclopedias open, looking up every bill — who was on it, what it was worth, where it came from. He talked to me about money like it was a subject worth knowing. I was a kid.

2

My dad's business

He spent his career in wealth management, and he taught me too. I grew up watching how families build what they have, keep it, and pass it on — and how quickly it goes the other way when nobody was ever taught.

3

The same sentence, for years

"It's a shame they don't teach kids about money in school." I have heard that from clients at my desk for twenty years. Everybody agrees. Nobody hands you the thing that fixes it.

4

Then I had two daughters

Cassidy and Spencer. I wanted them to grow up financially literate — and to handle money the way Scripture asks: as stewards, working with all their heart, living with open hands and giving cheerfully.

5

So we wrote a book

Our family firm's mascot is the Statue of Liberty. We looked at her one day and thought: she'd make a great kid. Give her a sidekick — Hank the Bank, a piggy bank who counts what comes in and what goes out — and let them teach it.

"What if the book did the teaching, so the parent could learn it too?"

Comic strip: Daniel and his daughters outside Nation's First Financial as Liberty steps off the neon sign and comes to life, ending with the Cass and Spence Publishing banner and the words Welcome to the world of financial freedom — The whole thing in three panels — the neon sign outside the family office, two girls who weren't going to grow up guessing, and a piggy bank who invited himself along.

What we found out

A three-year-old can explain a balance sheet.

We put Cassidy on Real Wealth Media — a national podcast that goes out to 2,500 advisors and families — when she was three years old, and interviewed her about money.

She explained a balance sheet. Taxes. Investments. Loans. What money actually is. Not recited — understood, in her own words, because she'd been read to.

The more we read to kids ages three and up, the clearer it got: they have the capacity. They want it. They just need it to be a game, with pictures, that they can touch and argue about and win.

So we decided: we can do this.

A father reading Liberty Learns Money aloud to two young children — Ten minutes, read out loud. That is the entire method.

The quiet part

Every lesson traces back to something the Bible already said.

We never preach at a four-year-old. The lesson lives inside the story — a jar, a lemonade stand, a bike worth waiting for. But a parent reading it aloud tends to hear the principle underneath, and that is on purpose. Most grown-ups never got taught this either.

Be a good steward

"He that is faithful in that which is least is faithful also in much."

Luke 16:10

Do your best work

"Whatsoever ye do, do it heartily."

Colossians 3:23

Give cheerfully

"God loveth a cheerful giver."

2 Corinthians 9:7

Start them early

"Train up a child in the way he should go."

Proverbs 22:6

The library

Nine books. One lesson each.

Start anywhere. Each one stands alone, takes about ten minutes to read aloud, and ends with something you can actually do before bedtime.

Liberty Learns Money

A Story Worth Saving

The one that started it. Liberty visits the children of Money Town and figures out what money actually is, where it comes from, and what it's for.

Ages 2–5What money is

Liberty and the Magic Piggy Bank That Never Emptied

A Story Worth Saving

Hank seems bottomless — until Liberty learns the trick isn't magic. It's what you put in, and what you choose not to take out.

Ages 2–5Saving & generosity

Liberty and the Lemonade Stand that Changed Everything

A Story About Entrepreneurship

A first business, a first customer, and a first hard lesson about costs. Kids come out of this one wanting to sell something by Saturday.

Ages 2–5Entrepreneurship

Liberty and the Jar That Learned to Grow

A Story of Saving and Growth

Money left alone does something surprising. The gentlest introduction to growth a preschooler will ever get.

Ages 2–5Saving & growth

Liberty and the Girl who waited

A Story About Patience

She wants the bike now. She can't have the bike now. What she does in between is the whole book — and the hardest money skill there is.

Ages 2–5Patience

Liberty and Hank's ABCs of Money

The money alphabet

Every letter, one money word. The book to reach for when a four-year-old asks what a word at the dinner table means.

Ages 2–5Money words

Liberty and Hank the Bank: The Halloween Candy Caper

A Spend, Save, Share Story and Activity Book for Kids

Cass, Spence, a magician called Professor Spend-It-All and a trick-or-treat haul that has to be split three ways. Story plus activity pages.

Ages 3–7Spend · Save · Share

Liberty and Hank the Bank and the Thanksgiving Table That Grew

A story about gratitude and sharing

Cass, Spence and a lonely neighbour named Mrs. Maple. Three envelopes — spend, save, share — and a table that keeps getting longer.

Ages 3–7Gratitude & sharing

New

Liberty's Little Business Lab

Build, Test & Help Your Community

A 48-page activity book. Three hands-on experiments, one real-world project, and a kid who finishes it having actually made something someone else wanted.

Ages 6–10Build · Test · Share

Newest in the series

Liberty's Little Business Lab

For the older kids. Eight missions that walk a child from "I noticed someone needed help" all the way to a real, parent-approved mini-sale or giveaway — with the costs counted and the helping counted too.

1Spot a need

2Test paper power

3Test the colors

4Make a prototype

5Try a teamwork test

6Plan your project

7Launch with a grown-up

8Reflect and celebrate

A mission page from the activity book with space to draw and write

An experiment page from the activity book

A bonus adventure page from the activity book

Grown-up checkpoints · answer key · certificate · no sale or profit required

Try it yourself

Spend, Save, or Share?

This is the three-bucket question at the heart of every book. Six situations. Pick a bucket. Hank will tell you what he thinks.

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Classrooms we visit also get the Liberty Stock Market Challenge — a free game any age can play, kindergarten through grown-up.

Out in the world

Kids who have already met Liberty

Two children holding up a copy of Liberty Learns Money — The reaction we were hoping for

A girl reading Liberty Learns Money in bed — Bedtime, which is the whole point

A boy and girl holding Liberty and the Magic Piggy Bank that Never Emptied — The Magic Piggy Bank, dressed up for it

A girl holding a copy of Liberty Learns Money — These books travel further than we do

Two girls holding Liberty stickers in front of the Liberty Series book display — Every kid leaves with something

A girl holding up her own crayon drawing of Liberty — She drew her own Liberty. Unprompted.

A child reading the Money Town page of Liberty Learns Money — "Liberty loved visiting the children of Money Town"

Two boys holding Liberty plush toys — Liberty, now in plush

Daniel Rondberg on the couch with his daughters and their friends, holding copies of Liberty Learns Money

A letter from the publishers

Dear grown-ups,

Our dad helps people with money. That is his actual job. People come into his office worried, and then they leave not worried, and sometimes they hug him on the way out. We have watched it happen a lot of times.

He says almost none of them got taught any of this when they were kids. We thought that was sad. So we asked him why nobody writes money books for kids, and he said that was a really good question — and then he went and wrote one.

Here is the part we think matters the most. The Bible talks about money way more than you would guess. It says if you are faithful with a little, you can be trusted with a lot. It says to work hard like you are working for God. And it says God loves it when you give and you are happy about it, not grumpy about it.

So we are learning to give first, before we spend any. Dad says we are only taking care of God's stuff for a while, which means it was never really ours to be grumpy about anyway.

And this is our favorite thing he ever told us. You can invest money and get more money, or you can invest in God's Kingdom and get something that lasts forever. Money is just God's economy. The Kingdom is the real one.

That is why we made these books. We want other kids to know this too, because it turns out it is really fun, and nobody told us it would be.

Love, Cass & Spence

(we are the publishers)

The books are written by their dad, Daniel Rondberg — owner of Nation's First Financial, Mesa, Arizona.

For teachers & schools

Bring Liberty to your classroom. It costs you nothing.

Call our office and ask for a complimentary reading. We'll come to you, read with your class, and leave the books behind.

✓Books for the classroom — yours to keep on the shelf
✓A live reading with the author
✓A complimentary learning session built for your age group
✓A gift for every single kid
✓The Liberty Stock Market Challenge — free, playable at any age

No cost to teachers. No catch. We just want kids to know this.

Call the office (480) 981-7556 Ask for a complimentary reading for your class

Nation's First Financial
6402 E Superstition Springs Blvd, Suite 100
Mesa, AZ 85206